<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	>

<channel>
	<title>How To Pay Down Debt</title>
	<atom:link href="http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/feed" rel="self" type="application/rss+xml" />
	<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info</link>
	<description></description>
	<pubDate>Sat, 02 Jan 2010 17:51:58 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.7.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
	<xhtml:meta xmlns:xhtml="http://www.w3.org/1999/xhtml" name="robots" content="noindex" />
		<item>
		<title>This would help our country pay down the debt and every american should go to work for free for one month or donate one pay to the government.</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/this-would-help-our-country-pay-down-the-debt-and-every-american-should-go-to-work-for-free-for-one-month-or-donate-one-pay-to-the-government</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/this-would-help-our-country-pay-down-the-debt-and-every-american-should-go-to-work-for-free-for-one-month-or-donate-one-pay-to-the-government#comments</comments>
		<pubDate>Sat, 02 Jan 2010 10:43:34 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Other - Politics & Government]]></category>

		<category><![CDATA[Government Help]]></category>

		<category><![CDATA[Government Pay]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/this-would-help-our-country-pay-down-the-debt-and-every-american-should-go-to-work-for-free-for-one-month-or-donate-one-pay-to-the-government</guid>
		<description><![CDATA[
6&#8242;3 and 135lbs asked: 


Related posts:Ok, I&#8217;m $10,000 in credit card debt, and $100,000 in personal loan debt.  How should I get out of debt?  Well&#8230;.if I were to ask Obama, based on his record in office so far, he would recommend that I spend even more money, and that will somehow get [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/ok-im-10000-in-credit-card-debt-and-100000-in-personal-loan-debt-how-should-i-get-out-of-debt-wellif-i-were-to-ask-obama-based-on-his-record-in-office-so-far-he-would-recommend-that' rel='bookmark' title='Permanent Link: Ok, I&#8217;m $10,000 in credit card debt, and $100,000 in personal loan debt.  How should I get out of debt?  Well&#8230;.if I were to ask Obama, based on his record in office so far, he would recommend that I spend even more money, and that will somehow get me out of debt.  Or, he would tell me to just not worry about it, because the government offers welfare.  Why should I work when the government will pick up the pieces.

How can a liberal respond to this when it&#8217;s true?  How can anyone support a man who spends money this country doesn&#8217;t have?  Liberals hated Bush for his spending.  Obama comes and spends even more and liberals love him.  How does that work out?  Any real, educated answer from a liberal is welcome.  Because I honestly don&#8217;t know why Obama&#8217;s spending is ok.'>Ok, I&#8217;m $10,000 in credit card debt, and $100,000 in personal loan debt.  How should I get out of debt?  Well&#8230;.if I were to ask Obama, based on his record in office so far, he would recommend that I spend even more money, and that will somehow get me out of debt.  Or, he would tell me to just not worry about it, because the government offers welfare.  Why should I work when the government will pick up the pieces.

How can a liberal respond to this when it&#8217;s true?  How can anyone support a man who spends money this country doesn&#8217;t have?  Liberals hated Bush for his spending.  Obama comes and spends even more and liberals love him.  How does that work out?  Any real, educated answer from a liberal is welcome.  Because I honestly don&#8217;t know why Obama&#8217;s spending is ok.</a> <small> LeMacPere asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/one-that-actually-worksim-afraid-to-put-my-money-into-these-people-if-they-arent-really-going-to-help-im-only-about-1000-to-2000-dollars-and-debt-i-wanted-to-see-who-is-actually-on-these-pr' rel='bookmark' title='Permanent Link: One that actually works.I&#8217;m afraid to put my money into these people if they aren&#8217;t really going to help. I&#8217;m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don&#8217;t work. My boyfriend only makes a little amount. We don&#8217;t have much to spend.'>One that actually works.I&#8217;m afraid to put my money into these people if they aren&#8217;t really going to help. I&#8217;m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don&#8217;t work. My boyfriend only makes a little amount. We don&#8217;t have much to spend.</a> <small> Missy asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-two-ways-i-can-pay-down-my-debtsoverviewi-can-save-approximately-250-per-month-after-all-of-my-bills-minimums-are-paidheres-my-financial-picturetotal-credit-card-debt-11700' rel='bookmark' title='Permanent Link: I have two ways I can pay down my debts.

Overview:
I can save approximately $250 per month after all of my bills (minimums) are paid.

Here&#8217;s my financial &#8220;picture&#8221;:
Total Credit Card debt $11,700, minimum pymts $420/mo.
Interest rates from 7.24% up to 18% (high % are my gas cds)

Here are my two options:
Option #1. Save, save and save for many months&#8230;.then in swift bulk payments pay off the bills all (but one account) at once.  This would take me 27 months to pay off (which is an oxy-moron comment since my gas cards are on-going building balance of over $700 now).  I did this &#8220;technique&#8221; 8 yrs ago &#038; was debt-free until 9/11 causation unemployment for 1 yr hit.

Option #2.  Do as I&#8217;ve been doing, which is to focus on one card at a time and pay it off, starting with the higher% rate or smaller balances cards, and roll those payments toward others.

I&#8217;m weary of the depression &#038; anxiety each month. What has worked for you, personally? Just need reassurance!
053008 9:13
Lopez, you had some good ideas about the gas credit card monster. I can ride a bike to one job, my full timer. The car is a huge debt, but hafta have bc hubby is in a wheelchair and the Murano has the seat height, legroom, and trunk room for his wheelchair, so stuck w/that and he HAS to get out on weekends bc he gets cabin fever during the week, so&#8230;. And no public rail or bus here (voted out in 1980), car pooling to pt job won&#8217;t work-only 3 of us work there.  So, may see if my bike is suitable to use, since it&#8217;s been out on a covered patio for 4+ yrs. Will see about that.
Kelly - WOW what a testimony!

Here&#8217;s the kicker, hubby has Dave Ramsey&#8217;s book, gathering dust.  I may have to borrow it for a while, huh???'>I have two ways I can pay down my debts.

Overview:
I can save approximately $250 per month after all of my bills (minimums) are paid.

Here&#8217;s my financial &#8220;picture&#8221;:
Total Credit Card debt $11,700, minimum pymts $420/mo.
Interest rates from 7.24% up to 18% (high % are my gas cds)

Here are my two options:
Option #1. Save, save and save for many months&#8230;.then in swift bulk payments pay off the bills all (but one account) at once.  This would take me 27 months to pay off (which is an oxy-moron comment since my gas cards are on-going building balance of over $700 now).  I did this &#8220;technique&#8221; 8 yrs ago &#038; was debt-free until 9/11 causation unemployment for 1 yr hit.

Option #2.  Do as I&#8217;ve been doing, which is to focus on one card at a time and pay it off, starting with the higher% rate or smaller balances cards, and roll those payments toward others.

I&#8217;m weary of the depression &#038; anxiety each month. What has worked for you, personally? Just need reassurance!
053008 9:13
Lopez, you had some good ideas about the gas credit card monster. I can ride a bike to one job, my full timer. The car is a huge debt, but hafta have bc hubby is in a wheelchair and the Murano has the seat height, legroom, and trunk room for his wheelchair, so stuck w/that and he HAS to get out on weekends bc he gets cabin fever during the week, so&#8230;. And no public rail or bus here (voted out in 1980), car pooling to pt job won&#8217;t work-only 3 of us work there.  So, may see if my bike is suitable to use, since it&#8217;s been out on a covered patio for 4+ yrs. Will see about that.
Kelly - WOW what a testimony!

Here&#8217;s the kicker, hubby has Dave Ramsey&#8217;s book, gathering dust.  I may have to borrow it for a while, huh???</a> <small> Kim Y asked: ...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/pay_down_debt568.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/pay_down_debt568.jpg" title='pay down debt' alt='pay down debt' /></a></div>
<div><em><strong>6&#8242;3 and 135lbs</strong> asked: </em><br/><br/><br/><br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/ok-im-10000-in-credit-card-debt-and-100000-in-personal-loan-debt-how-should-i-get-out-of-debt-wellif-i-were-to-ask-obama-based-on-his-record-in-office-so-far-he-would-recommend-that' rel='bookmark' title='Permanent Link: Ok, I&#8217;m $10,000 in credit card debt, and $100,000 in personal loan debt.  How should I get out of debt?  Well&#8230;.if I were to ask Obama, based on his record in office so far, he would recommend that I spend even more money, and that will somehow get me out of debt.  Or, he would tell me to just not worry about it, because the government offers welfare.  Why should I work when the government will pick up the pieces.

How can a liberal respond to this when it&#8217;s true?  How can anyone support a man who spends money this country doesn&#8217;t have?  Liberals hated Bush for his spending.  Obama comes and spends even more and liberals love him.  How does that work out?  Any real, educated answer from a liberal is welcome.  Because I honestly don&#8217;t know why Obama&#8217;s spending is ok.'>Ok, I&#8217;m $10,000 in credit card debt, and $100,000 in personal loan debt.  How should I get out of debt?  Well&#8230;.if I were to ask Obama, based on his record in office so far, he would recommend that I spend even more money, and that will somehow get me out of debt.  Or, he would tell me to just not worry about it, because the government offers welfare.  Why should I work when the government will pick up the pieces.

How can a liberal respond to this when it&#8217;s true?  How can anyone support a man who spends money this country doesn&#8217;t have?  Liberals hated Bush for his spending.  Obama comes and spends even more and liberals love him.  How does that work out?  Any real, educated answer from a liberal is welcome.  Because I honestly don&#8217;t know why Obama&#8217;s spending is ok.</a> <small> LeMacPere asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/one-that-actually-worksim-afraid-to-put-my-money-into-these-people-if-they-arent-really-going-to-help-im-only-about-1000-to-2000-dollars-and-debt-i-wanted-to-see-who-is-actually-on-these-pr' rel='bookmark' title='Permanent Link: One that actually works.I&#8217;m afraid to put my money into these people if they aren&#8217;t really going to help. I&#8217;m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don&#8217;t work. My boyfriend only makes a little amount. We don&#8217;t have much to spend.'>One that actually works.I&#8217;m afraid to put my money into these people if they aren&#8217;t really going to help. I&#8217;m only about 1,000 to 2,000 dollars and debt. I wanted to see who is actually on these programs and if they actually work from experiences.
I have a 3 month old baby and I don&#8217;t work. My boyfriend only makes a little amount. We don&#8217;t have much to spend.</a> <small> Missy asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-two-ways-i-can-pay-down-my-debtsoverviewi-can-save-approximately-250-per-month-after-all-of-my-bills-minimums-are-paidheres-my-financial-picturetotal-credit-card-debt-11700' rel='bookmark' title='Permanent Link: I have two ways I can pay down my debts.

Overview:
I can save approximately $250 per month after all of my bills (minimums) are paid.

Here&#8217;s my financial &#8220;picture&#8221;:
Total Credit Card debt $11,700, minimum pymts $420/mo.
Interest rates from 7.24% up to 18% (high % are my gas cds)

Here are my two options:
Option #1. Save, save and save for many months&#8230;.then in swift bulk payments pay off the bills all (but one account) at once.  This would take me 27 months to pay off (which is an oxy-moron comment since my gas cards are on-going building balance of over $700 now).  I did this &#8220;technique&#8221; 8 yrs ago &#038; was debt-free until 9/11 causation unemployment for 1 yr hit.

Option #2.  Do as I&#8217;ve been doing, which is to focus on one card at a time and pay it off, starting with the higher% rate or smaller balances cards, and roll those payments toward others.

I&#8217;m weary of the depression &#038; anxiety each month. What has worked for you, personally? Just need reassurance!
053008 9:13
Lopez, you had some good ideas about the gas credit card monster. I can ride a bike to one job, my full timer. The car is a huge debt, but hafta have bc hubby is in a wheelchair and the Murano has the seat height, legroom, and trunk room for his wheelchair, so stuck w/that and he HAS to get out on weekends bc he gets cabin fever during the week, so&#8230;. And no public rail or bus here (voted out in 1980), car pooling to pt job won&#8217;t work-only 3 of us work there.  So, may see if my bike is suitable to use, since it&#8217;s been out on a covered patio for 4+ yrs. Will see about that.
Kelly - WOW what a testimony!

Here&#8217;s the kicker, hubby has Dave Ramsey&#8217;s book, gathering dust.  I may have to borrow it for a while, huh???'>I have two ways I can pay down my debts.

Overview:
I can save approximately $250 per month after all of my bills (minimums) are paid.

Here&#8217;s my financial &#8220;picture&#8221;:
Total Credit Card debt $11,700, minimum pymts $420/mo.
Interest rates from 7.24% up to 18% (high % are my gas cds)

Here are my two options:
Option #1. Save, save and save for many months&#8230;.then in swift bulk payments pay off the bills all (but one account) at once.  This would take me 27 months to pay off (which is an oxy-moron comment since my gas cards are on-going building balance of over $700 now).  I did this &#8220;technique&#8221; 8 yrs ago &#038; was debt-free until 9/11 causation unemployment for 1 yr hit.

Option #2.  Do as I&#8217;ve been doing, which is to focus on one card at a time and pay it off, starting with the higher% rate or smaller balances cards, and roll those payments toward others.

I&#8217;m weary of the depression &#038; anxiety each month. What has worked for you, personally? Just need reassurance!
053008 9:13
Lopez, you had some good ideas about the gas credit card monster. I can ride a bike to one job, my full timer. The car is a huge debt, but hafta have bc hubby is in a wheelchair and the Murano has the seat height, legroom, and trunk room for his wheelchair, so stuck w/that and he HAS to get out on weekends bc he gets cabin fever during the week, so&#8230;. And no public rail or bus here (voted out in 1980), car pooling to pt job won&#8217;t work-only 3 of us work there.  So, may see if my bike is suitable to use, since it&#8217;s been out on a covered patio for 4+ yrs. Will see about that.
Kelly - WOW what a testimony!

Here&#8217;s the kicker, hubby has Dave Ramsey&#8217;s book, gathering dust.  I may have to borrow it for a while, huh???</a> <small> Kim Y asked: ...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/this-would-help-our-country-pay-down-the-debt-and-every-american-should-go-to-work-for-free-for-one-month-or-donate-one-pay-to-the-government/feed</wfw:commentRss>
		</item>
		<item>
		<title>credit card debt.help?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debthelp</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debthelp#comments</comments>
		<pubDate>Sat, 02 Jan 2010 07:58:17 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[Credit Card Debts]]></category>

		<category><![CDATA[Credit Debt]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debthelp</guid>
		<description><![CDATA[
stacy c23 asked: We have about $22,000 in credit card debt. I am unemployed. We are now living solely off my husbands income (about $80,000 annual). It is getting very difficult to pay down our debt. It is hard to make payments on time, making it seem nearly impossible to ever get out of debt. [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-mother-has-a-lot-of-credit-card-debt-and-asked-me-to-research-debt-consolidation' rel='bookmark' title='Permanent Link: My mother has a lot of credit card debt and asked me to research debt consolidation?'>My mother has a lot of credit card debt and asked me to research debt consolidation?</a> <small> panthergoddess85 asked: She has over $25,000 of debt and...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/what-is-the-min-amount-credit-card-debt-you-must-have-to-do-debt-consolidation-and-is-this-a-good-idea' rel='bookmark' title='Permanent Link: What is the min. amount credit card debt you must have to do debt consolidation and is this a good idea?'>What is the min. amount credit card debt you must have to do debt consolidation and is this a good idea?</a> <small> Andrea asked: The economy am skeptical if this is...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one' rel='bookmark' title='Permanent Link: Credit card debt consolidation companies, Anyone know of a good one?'>Credit card debt consolidation companies, Anyone know of a good one?</a> <small>nikki asked: I&#8217;ve become over whelmed with my credit card...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/pay_down_debt567.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/pay_down_debt567.jpg" title='pay down debt' alt='pay down debt' /></a></div>
<div><em><strong>stacy c23</strong> asked: </em><br/><br/><br/>We have about $22,000 in credit card debt. I am unemployed. We are now living solely off my husbands income (about $80,000 annual). It is getting very difficult to pay down our debt. It is hard to make payments on time, making it seem nearly impossible to ever get out of debt. Has anyone heard of using companies like Money Management International (debt counseling organizations) to consolidate and pay off credit card debts? If so was it a positive experience? how will it affect our credit? or should we just keep trying to do this on our own. Any help is much appreciated!<br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-mother-has-a-lot-of-credit-card-debt-and-asked-me-to-research-debt-consolidation' rel='bookmark' title='Permanent Link: My mother has a lot of credit card debt and asked me to research debt consolidation?'>My mother has a lot of credit card debt and asked me to research debt consolidation?</a> <small> panthergoddess85 asked: She has over $25,000 of debt and...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/what-is-the-min-amount-credit-card-debt-you-must-have-to-do-debt-consolidation-and-is-this-a-good-idea' rel='bookmark' title='Permanent Link: What is the min. amount credit card debt you must have to do debt consolidation and is this a good idea?'>What is the min. amount credit card debt you must have to do debt consolidation and is this a good idea?</a> <small> Andrea asked: The economy am skeptical if this is...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debt-consolidation-companies-anyone-know-of-a-good-one' rel='bookmark' title='Permanent Link: Credit card debt consolidation companies, Anyone know of a good one?'>Credit card debt consolidation companies, Anyone know of a good one?</a> <small>nikki asked: I&#8217;ve become over whelmed with my credit card...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/credit-card-debthelp/feed</wfw:commentRss>
		</item>
		<item>
		<title>We have about $22,000 in credit card debt. I am unemployed. We are now living solely off my husbands income (about $80,000 annual). It is getting very difficult to pay down our debt. It is hard to make payments on time, making it seem nearly impossible to ever get out of debt. Has anyone heard of using companies like Money Management International (debt counseling organizations) to consolidate and pay off credit card debts? If so was it a positive experience? how will it affect our credit? or should we just keep trying to do this on our own. Any help is much appreciated!</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-about-22000-in-credit-card-debt-i-am-unemployed-we-are-now-living-solely-off-my-husbands-income-about-80000-annual-it-is-getting-very-difficult-to-pay-down-our-debt-it-is-hard-to-mak</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-about-22000-in-credit-card-debt-i-am-unemployed-we-are-now-living-solely-off-my-husbands-income-about-80000-annual-it-is-getting-very-difficult-to-pay-down-our-debt-it-is-hard-to-mak#comments</comments>
		<pubDate>Sat, 02 Jan 2010 01:54:43 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Credit]]></category>

		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[Credit Card Debts]]></category>

		<category><![CDATA[Money Management]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-about-22000-in-credit-card-debt-i-am-unemployed-we-are-now-living-solely-off-my-husbands-income-about-80000-annual-it-is-getting-very-difficult-to-pay-down-our-debt-it-is-hard-to-mak</guid>
		<description><![CDATA[
stacy c23 asked: 


Related posts:I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-ca' rel='bookmark' title='Permanent Link: I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to rebuild my credit again.
Is there anyone I can work with or anything I can do on my own to get the creditors to knock off all the interest thats built up and consolidate all my debt into one monthly payment?
(I cannot qualify for a debt consolidation loan from my bank, before anyone suggests that.)
I have heard that the debt counseling companies also charge you and you end up even more in debt and not really coming out on top.
Can someone who has been in this situation clue me in on some of my options?'>I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to rebuild my credit again.
Is there anyone I can work with or anything I can do on my own to get the creditors to knock off all the interest thats built up and consolidate all my debt into one monthly payment?
(I cannot qualify for a debt consolidation loan from my bank, before anyone suggests that.)
I have heard that the debt counseling companies also charge you and you end up even more in debt and not really coming out on top.
Can someone who has been in this situation clue me in on some of my options?</a> <small> jessalex asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidation-but-charges-a-40-fee-they-also-do-credit-counseling-which-i-dont-need-i-just-need-to-lower-my-monthly-payments-because-of-high-interest-i-dont-want-a-service-like-credit-consel' rel='bookmark' title='Permanent Link: consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.'>consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.</a> <small> Professor Bradley asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/any-anyone-used-money-management-international-for-debt-consolidation' rel='bookmark' title='Permanent Link: Any anyone used Money Management International for debt consolidation?'>Any anyone used Money Management International for debt consolidation?</a> <small> molliemoleo asked: ...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/pay_down_debt566.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/pay_down_debt566.jpg" title='pay down debt' alt='pay down debt' /></a></div>
<div><em><strong>stacy c23</strong> asked: </em><br/><br/><br/><br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-ca' rel='bookmark' title='Permanent Link: I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to rebuild my credit again.
Is there anyone I can work with or anything I can do on my own to get the creditors to knock off all the interest thats built up and consolidate all my debt into one monthly payment?
(I cannot qualify for a debt consolidation loan from my bank, before anyone suggests that.)
I have heard that the debt counseling companies also charge you and you end up even more in debt and not really coming out on top.
Can someone who has been in this situation clue me in on some of my options?'>I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to rebuild my credit again.
Is there anyone I can work with or anything I can do on my own to get the creditors to knock off all the interest thats built up and consolidate all my debt into one monthly payment?
(I cannot qualify for a debt consolidation loan from my bank, before anyone suggests that.)
I have heard that the debt counseling companies also charge you and you end up even more in debt and not really coming out on top.
Can someone who has been in this situation clue me in on some of my options?</a> <small> jessalex asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidation-but-charges-a-40-fee-they-also-do-credit-counseling-which-i-dont-need-i-just-need-to-lower-my-monthly-payments-because-of-high-interest-i-dont-want-a-service-like-credit-consel' rel='bookmark' title='Permanent Link: consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.'>consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.</a> <small> Professor Bradley asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/any-anyone-used-money-management-international-for-debt-consolidation' rel='bookmark' title='Permanent Link: Any anyone used Money Management International for debt consolidation?'>Any anyone used Money Management International for debt consolidation?</a> <small> molliemoleo asked: ...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-about-22000-in-credit-card-debt-i-am-unemployed-we-are-now-living-solely-off-my-husbands-income-about-80000-annual-it-is-getting-very-difficult-to-pay-down-our-debt-it-is-hard-to-mak/feed</wfw:commentRss>
		</item>
		<item>
		<title>my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my debt w/ 3 children to support. so im thinking of possibly bankruptcy&#8230; can anyone give me some serious advice on what i need to do to file, give me all the pros and cons things like that. i really want a second chance im soo embarrassed that i have to pay cash and slow down the people behind me in line&#8230;help please, any suggestions are GREATLY appreciated, thanks!!!</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of#comments</comments>
		<pubDate>Fri, 01 Jan 2010 20:09:06 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Advice]]></category>

		<category><![CDATA[Bankruptcy]]></category>

		<category><![CDATA[Second Chance]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of</guid>
		<description><![CDATA[
KAT asked: 


Related posts:If so please give me some pros and cons of using this.  ae asked: ...Wat zijn pros - en - cons. van schuldconsolidatie?  Mecobaby asked: I&#039; m dat nadenkt consoliderend mijn schulden....i am thinking of approaching a debt consolidation company are there eny pros and cons or is a loan [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/if-so-please-give-me-some-pros-and-cons-of-using-this' rel='bookmark' title='Permanent Link: If so please give me some pros and cons of using this.'>If so please give me some pros and cons of using this.</a> <small> ae asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/wat-zijn-pros-en-cons-van-schuldconsolidatie' rel='bookmark' title='Permanent Link: Wat zijn pros - en - cons. van schuldconsolidatie?'>Wat zijn pros - en - cons. van schuldconsolidatie?</a> <small> Mecobaby asked: I&#039; m dat nadenkt consoliderend mijn schulden....</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-am-thinking-of-approaching-a-debt-consolidation-company-are-there-eny-pros-and-cons-or-is-a-loan-a-better-op' rel='bookmark' title='Permanent Link: i am thinking of approaching a debt consolidation company are there eny pros and cons or is a loan a better op?'>i am thinking of approaching a debt consolidation company are there eny pros and cons or is a loan a better op?</a> <small> marc c asked: I gehÃ¶rt that debt consolidation companies...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_support432.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_support432.jpg" title='debt support' alt='debt support' /></a></div>
<div><em><strong>KAT</strong> asked: </em><br/><br/><br/><br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/if-so-please-give-me-some-pros-and-cons-of-using-this' rel='bookmark' title='Permanent Link: If so please give me some pros and cons of using this.'>If so please give me some pros and cons of using this.</a> <small> ae asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/wat-zijn-pros-en-cons-van-schuldconsolidatie' rel='bookmark' title='Permanent Link: Wat zijn pros - en - cons. van schuldconsolidatie?'>Wat zijn pros - en - cons. van schuldconsolidatie?</a> <small> Mecobaby asked: I&#039; m dat nadenkt consoliderend mijn schulden....</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-am-thinking-of-approaching-a-debt-consolidation-company-are-there-eny-pros-and-cons-or-is-a-loan-a-better-op' rel='bookmark' title='Permanent Link: i am thinking of approaching a debt consolidation company are there eny pros and cons or is a loan a better op?'>i am thinking of approaching a debt consolidation company are there eny pros and cons or is a loan a better op?</a> <small> marc c asked: I gehÃ¶rt that debt consolidation companies...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of/feed</wfw:commentRss>
		</item>
		<item>
		<title>Question: Consumer Credit Assistance or Snow Ball it to get out of debt?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/question-consumer-credit-assistance-or-snow-ball-it-to-get-out-of-debt</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/question-consumer-credit-assistance-or-snow-ball-it-to-get-out-of-debt#comments</comments>
		<pubDate>Fri, 01 Jan 2010 11:32:53 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Other - Business & Finance]]></category>

		<category><![CDATA[Consumer Credit]]></category>

		<category><![CDATA[Debt Settlement]]></category>

		<category><![CDATA[Debts]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/question-consumer-credit-assistance-or-snow-ball-it-to-get-out-of-debt</guid>
		<description><![CDATA[Dominika asked: First off, Settlement is out of the question b/c it is not good for people who may want a Government Clearance for a job&#8230;.so scratch that.  Also we already have a second mortgage so scratch that too&#8230;&#8230;My issue is we are in serious debt and we want to get out before we [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidating-debt-through-consumer-credit-counseling-services' rel='bookmark' title='Permanent Link: Consolidating debt through consumer credit counseling services?'>Consolidating debt through consumer credit counseling services?</a> <small> Holly C asked: I have for instance $ 2000...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/does-anyone-know-where-i-can-apply-for-a-private-loan-with-bad-credit-and-no-co-signer' rel='bookmark' title='Permanent Link: Does anyone know where I can apply for a private loan with bad credit and no co-signer?'>Does anyone know where I can apply for a private loan with bad credit and no co-signer?</a> <small>Stormy S asked: I have really bad credit and am...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/which-is-better-for-my-credit-to-pay-a-debt-quickly-or-to-show-faithful-ontime-payments-over-time' rel='bookmark' title='Permanent Link: Which is better for my credit to pay a debt quickly or to show faithful ontime payments over time?'>Which is better for my credit to pay a debt quickly or to show faithful ontime payments over time?</a> <small>TAZZLOVER8 asked: I am working to improve my credit a...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<p>Dominika asked: <br/><br/><br/>First off, Settlement is out of the question b/c it is not good for people who may want a Government Clearance for a job&#8230;.so scratch that.  Also we already have a second mortgage so scratch that too&#8230;&#8230;My issue is we are in serious debt and we want to get out before we get in serious trouble.  My husband works for the Gov. so it is very important he stay current and no bankruptsy ect.  Our plan is to sell a vehicle that we are having trouble paying for each month ($518 a month payments)  Once we sell that we are going to apply that money toward our debts as such&#8230;&#8230;Credit loan #1 (which is currently $90 mth and bal of $600) Apply $518 mth and $90 until paid off.  When paid off apply the $518 a month + $90 mth + Credit loan #2 monthly payment amt. until paid off.  We keep doing this with all our debts until they are all paid off.  This is called the Snow Ball effect.  because the payments get bigger as you go along. Anyhow, the problem its taking forever to sell the Van. Ideas?<br/><br/></p>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidating-debt-through-consumer-credit-counseling-services' rel='bookmark' title='Permanent Link: Consolidating debt through consumer credit counseling services?'>Consolidating debt through consumer credit counseling services?</a> <small> Holly C asked: I have for instance $ 2000...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/does-anyone-know-where-i-can-apply-for-a-private-loan-with-bad-credit-and-no-co-signer' rel='bookmark' title='Permanent Link: Does anyone know where I can apply for a private loan with bad credit and no co-signer?'>Does anyone know where I can apply for a private loan with bad credit and no co-signer?</a> <small>Stormy S asked: I have really bad credit and am...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/which-is-better-for-my-credit-to-pay-a-debt-quickly-or-to-show-faithful-ontime-payments-over-time' rel='bookmark' title='Permanent Link: Which is better for my credit to pay a debt quickly or to show faithful ontime payments over time?'>Which is better for my credit to pay a debt quickly or to show faithful ontime payments over time?</a> <small>TAZZLOVER8 asked: I am working to improve my credit a...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/question-consumer-credit-assistance-or-snow-ball-it-to-get-out-of-debt/feed</wfw:commentRss>
		</item>
		<item>
		<title>Hoe kan ik hulp betalend mijn UITERST grote elektrische rekening in Pa krijgen?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen#comments</comments>
		<pubDate>Fri, 01 Jan 2010 08:40:47 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Electricity]]></category>

		<category><![CDATA[Mid 20]]></category>

		<category><![CDATA[Money Trouble]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen</guid>
		<description><![CDATA[
jellabean asked: Mijn echtgenoot begon enkel een nieuwe baan. We&#039; aangaande allebei in onze medio 20&#039; s. Wij hebben 2 zuigelingen en een scheepslading van schuld plus de regelmatige rekeningen te betalen. We&#039; Re in zo veel geldprobleem, it&#039; eng s. Wij hebben hulp met elektrische) nodig zo slechte rekening onze van LMOE (. They&#039; [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/wat-voor-banen-kan-ik-doen-van-thuis-uit-in-mijn-vrije-tijd-te-helpen-betalen-mijn-schuld' rel='bookmark' title='Permanent Link: Wat voor banen kan ik doen van thuis uit in mijn vrije tijd te helpen betalen mijn schuld?'>Wat voor banen kan ik doen van thuis uit in mijn vrije tijd te helpen betalen mijn schuld?</a> <small> sarahwtrue asked: Ik heb een huidige full-time baan, maar...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hulp-nodig-sorteren-opties-te-krijgen-van-de-schuld' rel='bookmark' title='Permanent Link: Hulp nodig sorteren opties te krijgen van de schuld?'>Hulp nodig sorteren opties te krijgen van de schuld?</a> <small> blnalder asked: Wij hebben 12.000 op school leningen, ongeveer...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/waar-kan-ik-om-me-om-grote-creditcardschuld-zonder-mijn-kredietscore-uit-te-voeren-te-betalen-van-plan-zijn-te-helpen-draaien' rel='bookmark' title='Permanent Link: Waar kan ik om me om grote creditcardschuld zonder mijn kredietscore uit te voeren te betalen van plan zijn te helpen draaien?'>Waar kan ik om me om grote creditcardschuld zonder mijn kredietscore uit te voeren te betalen van plan zijn te helpen draaien?</a> <small> Andiepooh asked: We&#039; het re doen o.k., maar enkel....</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_trouble423.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_trouble423.jpg" title='debt trouble' alt='debt trouble' /></a></div>
<div><em><strong>jellabean</strong> asked: </em><br/><br/><br/>Mijn echtgenoot begon enkel een nieuwe baan. We&#039; aangaande allebei in onze medio 20&#039; s. Wij hebben 2 zuigelingen en een scheepslading van schuld plus de regelmatige rekeningen te betalen. We&#039; Re in zo veel geldprobleem, it&#039; eng s. Wij hebben hulp met elektrische) nodig zo slechte rekening onze van LMOE (. They&#039; het re gaan onze elektriciteit afsluiten als wij don&#039; t betaalt het geheel, in 20 dagentijd. Met 2 te behandelen babys, wij can&#039; t veroorlooft zich om geen elektrisch of gas te hebben. Om het even welke suggesties? (en tevreden don&#039; t zegt iets leuk als een baan of iets krijgt. i&#039; m dat om hulp, niet sarcasme vraagt.)<br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/wat-voor-banen-kan-ik-doen-van-thuis-uit-in-mijn-vrije-tijd-te-helpen-betalen-mijn-schuld' rel='bookmark' title='Permanent Link: Wat voor banen kan ik doen van thuis uit in mijn vrije tijd te helpen betalen mijn schuld?'>Wat voor banen kan ik doen van thuis uit in mijn vrije tijd te helpen betalen mijn schuld?</a> <small> sarahwtrue asked: Ik heb een huidige full-time baan, maar...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hulp-nodig-sorteren-opties-te-krijgen-van-de-schuld' rel='bookmark' title='Permanent Link: Hulp nodig sorteren opties te krijgen van de schuld?'>Hulp nodig sorteren opties te krijgen van de schuld?</a> <small> blnalder asked: Wij hebben 12.000 op school leningen, ongeveer...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/waar-kan-ik-om-me-om-grote-creditcardschuld-zonder-mijn-kredietscore-uit-te-voeren-te-betalen-van-plan-zijn-te-helpen-draaien' rel='bookmark' title='Permanent Link: Waar kan ik om me om grote creditcardschuld zonder mijn kredietscore uit te voeren te betalen van plan zijn te helpen draaien?'>Waar kan ik om me om grote creditcardschuld zonder mijn kredietscore uit te voeren te betalen van plan zijn te helpen draaien?</a> <small> Andiepooh asked: We&#039; het re doen o.k., maar enkel....</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen/feed</wfw:commentRss>
		</item>
		<item>
		<title>¿Pueden los feds sacar el dinero de mi cuenta bancaria si mi papá les debe el dinero?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfpueden-los-feds-sacar-el-dinero-de-mi-cuenta-bancaria-si-mi-papa-les-debe-el-dinero</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfpueden-los-feds-sacar-el-dinero-de-mi-cuenta-bancaria-si-mi-papa-les-debe-el-dinero#comments</comments>
		<pubDate>Fri, 01 Jan 2010 03:59:00 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Dad]]></category>

		<category><![CDATA[Feds]]></category>

		<category><![CDATA[Valid License]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfpueden-los-feds-sacar-el-dinero-de-mi-cuenta-bancaria-si-mi-papa-les-debe-el-dinero</guid>
		<description><![CDATA[
Naydeen asked: Mi papá salió del país hace aproximadamente 2 años y él tenía deuda antes. Él debió sobre $200 en boletos y tuvo que pagar una multa ser conducción cogida sin una licencia válida. Él abrió un banco me explica bajo hace sus 4 años cuando era 17. ¿Pueden entrar mi cuenta bancaria o [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/debe-y-como-puedo-seguir-adelante' rel='bookmark' title='Permanent Link: Debe y cómo puedo seguir adelante?'>Debe y cómo puedo seguir adelante?</a> <small> debra p asked: Mi marido y yo hemos estado...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfsi-usted-utiliza-uno-de-esos-programas-de-la-consolidacion-de-deuda-afecta-a-su-cuenta-de-credito' rel='bookmark' title='Permanent Link: ¿Si usted utiliza uno de esos programas de la consolidación de deuda, afecta a su cuenta de crédito?'>¿Si usted utiliza uno de esos programas de la consolidación de deuda, afecta a su cuenta de crédito?</a> <small> sadlymistaken asked: Usted sabe dónde usted llama y juntos...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfcomo-se-espera-que-la-deuda-a-desaparecer-sin-un-aumento-de-impuestos' rel='bookmark' title='Permanent Link: ¿Cómo se espera que la deuda a desaparecer sin un aumento de impuestos?'>¿Cómo se espera que la deuda a desaparecer sin un aumento de impuestos?</a> <small> Jerry asked: Yo no soy americano, pero cuando los...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_trouble422.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_trouble422.jpg" title='debt trouble' alt='debt trouble' /></a></div>
<div><em><strong>Naydeen</strong> asked: </em><br/><br/><br/>Mi papá salió del país hace aproximadamente 2 años y él tenía deuda antes. Él debió sobre $200 en boletos y tuvo que pagar una multa ser conducción cogida sin una licencia válida. Él abrió un banco me explica bajo hace sus 4 años cuando era 17. ¿Pueden entrar mi cuenta bancaria o conseguirme eventual en una cierta clase de apuro porque su nombre está también en mi cuenta? ¿Debo cerrarlo?<br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/debe-y-como-puedo-seguir-adelante' rel='bookmark' title='Permanent Link: Debe y cómo puedo seguir adelante?'>Debe y cómo puedo seguir adelante?</a> <small> debra p asked: Mi marido y yo hemos estado...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfsi-usted-utiliza-uno-de-esos-programas-de-la-consolidacion-de-deuda-afecta-a-su-cuenta-de-credito' rel='bookmark' title='Permanent Link: ¿Si usted utiliza uno de esos programas de la consolidación de deuda, afecta a su cuenta de crédito?'>¿Si usted utiliza uno de esos programas de la consolidación de deuda, afecta a su cuenta de crédito?</a> <small> sadlymistaken asked: Usted sabe dónde usted llama y juntos...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfcomo-se-espera-que-la-deuda-a-desaparecer-sin-un-aumento-de-impuestos' rel='bookmark' title='Permanent Link: ¿Cómo se espera que la deuda a desaparecer sin un aumento de impuestos?'>¿Cómo se espera que la deuda a desaparecer sin un aumento de impuestos?</a> <small> Jerry asked: Yo no soy americano, pero cuando los...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/%c2%bfpueden-los-feds-sacar-el-dinero-de-mi-cuenta-bancaria-si-mi-papa-les-debe-el-dinero/feed</wfw:commentRss>
		</item>
		<item>
		<title>met deze uit komen belastingsaftrek die, zal ik mijn ex echtgenotenaftrek cuz hij verschuldigd ben 10.000 in ruggesteun krijgen?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/met-deze-uit-komen-belastingsaftrek-die-zal-ik-mijn-ex-echtgenotenaftrek-cuz-hij-verschuldigd-ben-10000-in-ruggesteun-krijgen</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/met-deze-uit-komen-belastingsaftrek-die-zal-ik-mijn-ex-echtgenotenaftrek-cuz-hij-verschuldigd-ben-10000-in-ruggesteun-krijgen#comments</comments>
		<pubDate>Fri, 01 Jan 2010 03:08:23 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[United States]]></category>

		<category><![CDATA[Met]]></category>

		<category><![CDATA[Mijn Ex]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/met-deze-uit-komen-belastingsaftrek-die-zal-ik-mijn-ex-echtgenotenaftrek-cuz-hij-verschuldigd-ben-10000-in-ruggesteun-krijgen</guid>
		<description><![CDATA[
***mama of 5*** asked: OF ZAL HET NAAR DE OVERHEID DE SCHULD? GAAN BETALEN?


Related posts:Zou ik mijn 401K om mijn zaken te beginnen moeten liquideren?  Bruce Tzu asked: Ik wil mijn eigen zaken beginnen...kan ik mijn kredietscore om een autolening te krijgen op tijd verhogen?  SDLA88 asked: o.k. zo hier is het….mijn kredietscore [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/zou-ik-mijn-401k-om-mijn-zaken-te-beginnen-moeten-liquideren' rel='bookmark' title='Permanent Link: Zou ik mijn 401K om mijn zaken te beginnen moeten liquideren?'>Zou ik mijn 401K om mijn zaken te beginnen moeten liquideren?</a> <small> Bruce Tzu asked: Ik wil mijn eigen zaken beginnen...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/kan-ik-mijn-kredietscore-om-een-autolening-te-krijgen-op-tijd-verhogen' rel='bookmark' title='Permanent Link: kan ik mijn kredietscore om een autolening te krijgen op tijd verhogen?'>kan ik mijn kredietscore om een autolening te krijgen op tijd verhogen?</a> <small> SDLA88 asked: o.k. zo hier is het….mijn kredietscore is...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen' rel='bookmark' title='Permanent Link: Hoe kan ik hulp betalend mijn UITERST grote elektrische rekening in Pa krijgen?'>Hoe kan ik hulp betalend mijn UITERST grote elektrische rekening in Pa krijgen?</a> <small> jellabean asked: Mijn echtgenoot begon enkel een nieuwe baan....</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_support433.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_support433.jpg" title='debt support' alt='debt support' /></a></div>
<div><em><strong>***mama of 5***</strong> asked: </em><br/><br/><br/>OF ZAL HET NAAR DE OVERHEID DE SCHULD? GAAN BETALEN?<br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/zou-ik-mijn-401k-om-mijn-zaken-te-beginnen-moeten-liquideren' rel='bookmark' title='Permanent Link: Zou ik mijn 401K om mijn zaken te beginnen moeten liquideren?'>Zou ik mijn 401K om mijn zaken te beginnen moeten liquideren?</a> <small> Bruce Tzu asked: Ik wil mijn eigen zaken beginnen...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/kan-ik-mijn-kredietscore-om-een-autolening-te-krijgen-op-tijd-verhogen' rel='bookmark' title='Permanent Link: kan ik mijn kredietscore om een autolening te krijgen op tijd verhogen?'>kan ik mijn kredietscore om een autolening te krijgen op tijd verhogen?</a> <small> SDLA88 asked: o.k. zo hier is het….mijn kredietscore is...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/hoe-kan-ik-hulp-betalend-mijn-uiterst-grote-elektrische-rekening-in-pa-krijgen' rel='bookmark' title='Permanent Link: Hoe kan ik hulp betalend mijn UITERST grote elektrische rekening in Pa krijgen?'>Hoe kan ik hulp betalend mijn UITERST grote elektrische rekening in Pa krijgen?</a> <small> jellabean asked: Mijn echtgenoot begon enkel een nieuwe baan....</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/met-deze-uit-komen-belastingsaftrek-die-zal-ik-mijn-ex-echtgenotenaftrek-cuz-hij-verschuldigd-ben-10000-in-ruggesteun-krijgen/feed</wfw:commentRss>
		</item>
		<item>
		<title>Why not use the millions of dollars on our own country, paying back our debt.

I mean, If I&#8217;m in debt, I don&#8217;t give my friend 100 bucks everyday.
I mean, why can&#8217;t Israel get its own money from its citizens instead of being dependent on the old USA?
Iran wouldn&#8217;t dare invading Israel. We don&#8217;t have to give them money like everyday is x-mas for Iran to know the USA will do something if they ever try something like that.</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/why-not-use-the-millions-of-dollars-on-our-own-country-paying-back-our-debti-mean-if-im-in-debt-i-dont-give-my-friend-100-bucks-everydayi-mean-why-cant-israel-get-its-own-money-from-its</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/why-not-use-the-millions-of-dollars-on-our-own-country-paying-back-our-debti-mean-if-im-in-debt-i-dont-give-my-friend-100-bucks-everydayi-mean-why-cant-israel-get-its-own-money-from-its#comments</comments>
		<pubDate>Fri, 01 Jan 2010 02:16:37 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Politics]]></category>

		<category><![CDATA[Citizens]]></category>

		<category><![CDATA[Iran]]></category>

		<category><![CDATA[Israel]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/why-not-use-the-millions-of-dollars-on-our-own-country-paying-back-our-debti-mean-if-im-in-debt-i-dont-give-my-friend-100-bucks-everydayi-mean-why-cant-israel-get-its-own-money-from-its</guid>
		<description><![CDATA[
Near asked: 


Related posts:my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of' rel='bookmark' title='Permanent Link: my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my debt w/ 3 children to support. so im thinking of possibly bankruptcy&#8230; can anyone give me some serious advice on what i need to do to file, give me all the pros and cons things like that. i really want a second chance im soo embarrassed that i have to pay cash and slow down the people behind me in line&#8230;help please, any suggestions are GREATLY appreciated, thanks!!!'>my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my debt w/ 3 children to support. so im thinking of possibly bankruptcy&#8230; can anyone give me some serious advice on what i need to do to file, give me all the pros and cons things like that. i really want a second chance im soo embarrassed that i have to pay cash and slow down the people behind me in line&#8230;help please, any suggestions are GREATLY appreciated, thanks!!!</a> <small> KAT asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-been-asked-to-take-a-loan-to-help-someone-with-a-huge-debt-the-bank-will-not-give-them-any-more-money-the-bank-may-give-us-the-money-they-want-to-know-what-it-is-for-and-my-husband-want' rel='bookmark' title='Permanent Link: We have been asked to take a loan to help someone with a HUGE debt.  the bank will not give them any more money.  The bank may give us the money.  They want to know what it is for and my husband want to tell them it is for renovations which is a lie.  It is illegal to lie and what sort of trouble can we get into?  Also, if a bank says no to someone and we know that can we get into trouble for taking out a loan to give to them?'>We have been asked to take a loan to help someone with a HUGE debt.  the bank will not give them any more money.  The bank may give us the money.  They want to know what it is for and my husband want to tell them it is for renovations which is a lie.  It is illegal to lie and what sort of trouble can we get into?  Also, if a bank says no to someone and we know that can we get into trouble for taking out a loan to give to them?</a> <small> ELLE asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-husband-and-i-are-house-hunting-and-with-tax-returns-coming-soon-i-was-wondering-if-we-should-use-the-return-to-wipe-out-all-of-our-debt-or-put-more-money-towards-a-down-payment-on-a-housei-know' rel='bookmark' title='Permanent Link: My husband and I are house hunting and with tax returns coming soon I was wondering if we should use the return to wipe out all of our debt or put more money towards a down payment on a house.
I know that banks are being rather picky about whom they give loans to and want you to have a substantial down payment. With our tax return we could put down around $10,000 

We have around $2500 in credit card debt (had to purchase all new furniture and and are not paying interest)
Around $6000 left on both of our cars so we&#8217;ve already payed the interest on them so I don&#8217;t know if it would make sense to pay them off early.
I guess I didn&#8217;t make it very clear&#8230;too many thoughts racing at one time haha.
I was referring to the $2500 that would be wiped out. I wasn&#8217;t really considering the car loans, since the term is almost up we have already payed the interest on them so paying early wouldn&#8217;t necessarily save us any money.

As far as our taxes go we will be getting every tax break imaginable this year since I had a baby, we&#8217;ve relocated TWICE for jobs&#8230;(both my husband and I) and because of that we&#8217;ve donated umpteen million things to various non profit organizations. Still working out the kinks as far as finding someone who can get us the most money back.'>My husband and I are house hunting and with tax returns coming soon I was wondering if we should use the return to wipe out all of our debt or put more money towards a down payment on a house.
I know that banks are being rather picky about whom they give loans to and want you to have a substantial down payment. With our tax return we could put down around $10,000 

We have around $2500 in credit card debt (had to purchase all new furniture and and are not paying interest)
Around $6000 left on both of our cars so we&#8217;ve already payed the interest on them so I don&#8217;t know if it would make sense to pay them off early.
I guess I didn&#8217;t make it very clear&#8230;too many thoughts racing at one time haha.
I was referring to the $2500 that would be wiped out. I wasn&#8217;t really considering the car loans, since the term is almost up we have already payed the interest on them so paying early wouldn&#8217;t necessarily save us any money.

As far as our taxes go we will be getting every tax break imaginable this year since I had a baby, we&#8217;ve relocated TWICE for jobs&#8230;(both my husband and I) and because of that we&#8217;ve donated umpteen million things to various non profit organizations. Still working out the kinks as far as finding someone who can get us the most money back.</a> <small> somewhat_med asked: ...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_support434.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_support434.jpg" title='debt support' alt='debt support' /></a></div>
<div><em><strong>Near</strong> asked: </em><br/><br/><br/><br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-credit-sucks-i-cant-live-like-this-anymore-being-denied-credit-each-and-everyday-i-guess-my-last-option-would-be-if-i-could-get-another-chance-im-26-years-old-yeah-maybe-young-but-not-a-lot-of' rel='bookmark' title='Permanent Link: my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my debt w/ 3 children to support. so im thinking of possibly bankruptcy&#8230; can anyone give me some serious advice on what i need to do to file, give me all the pros and cons things like that. i really want a second chance im soo embarrassed that i have to pay cash and slow down the people behind me in line&#8230;help please, any suggestions are GREATLY appreciated, thanks!!!'>my credit sucks, i cant live like this anymore being denied credit each and everyday, i guess my last option would be if i could get another chance, im 26 years old, yeah maybe young but not a lot of time to wait on money i dont have to pay back my debt w/ 3 children to support. so im thinking of possibly bankruptcy&#8230; can anyone give me some serious advice on what i need to do to file, give me all the pros and cons things like that. i really want a second chance im soo embarrassed that i have to pay cash and slow down the people behind me in line&#8230;help please, any suggestions are GREATLY appreciated, thanks!!!</a> <small> KAT asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/we-have-been-asked-to-take-a-loan-to-help-someone-with-a-huge-debt-the-bank-will-not-give-them-any-more-money-the-bank-may-give-us-the-money-they-want-to-know-what-it-is-for-and-my-husband-want' rel='bookmark' title='Permanent Link: We have been asked to take a loan to help someone with a HUGE debt.  the bank will not give them any more money.  The bank may give us the money.  They want to know what it is for and my husband want to tell them it is for renovations which is a lie.  It is illegal to lie and what sort of trouble can we get into?  Also, if a bank says no to someone and we know that can we get into trouble for taking out a loan to give to them?'>We have been asked to take a loan to help someone with a HUGE debt.  the bank will not give them any more money.  The bank may give us the money.  They want to know what it is for and my husband want to tell them it is for renovations which is a lie.  It is illegal to lie and what sort of trouble can we get into?  Also, if a bank says no to someone and we know that can we get into trouble for taking out a loan to give to them?</a> <small> ELLE asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/my-husband-and-i-are-house-hunting-and-with-tax-returns-coming-soon-i-was-wondering-if-we-should-use-the-return-to-wipe-out-all-of-our-debt-or-put-more-money-towards-a-down-payment-on-a-housei-know' rel='bookmark' title='Permanent Link: My husband and I are house hunting and with tax returns coming soon I was wondering if we should use the return to wipe out all of our debt or put more money towards a down payment on a house.
I know that banks are being rather picky about whom they give loans to and want you to have a substantial down payment. With our tax return we could put down around $10,000 

We have around $2500 in credit card debt (had to purchase all new furniture and and are not paying interest)
Around $6000 left on both of our cars so we&#8217;ve already payed the interest on them so I don&#8217;t know if it would make sense to pay them off early.
I guess I didn&#8217;t make it very clear&#8230;too many thoughts racing at one time haha.
I was referring to the $2500 that would be wiped out. I wasn&#8217;t really considering the car loans, since the term is almost up we have already payed the interest on them so paying early wouldn&#8217;t necessarily save us any money.

As far as our taxes go we will be getting every tax break imaginable this year since I had a baby, we&#8217;ve relocated TWICE for jobs&#8230;(both my husband and I) and because of that we&#8217;ve donated umpteen million things to various non profit organizations. Still working out the kinks as far as finding someone who can get us the most money back.'>My husband and I are house hunting and with tax returns coming soon I was wondering if we should use the return to wipe out all of our debt or put more money towards a down payment on a house.
I know that banks are being rather picky about whom they give loans to and want you to have a substantial down payment. With our tax return we could put down around $10,000 

We have around $2500 in credit card debt (had to purchase all new furniture and and are not paying interest)
Around $6000 left on both of our cars so we&#8217;ve already payed the interest on them so I don&#8217;t know if it would make sense to pay them off early.
I guess I didn&#8217;t make it very clear&#8230;too many thoughts racing at one time haha.
I was referring to the $2500 that would be wiped out. I wasn&#8217;t really considering the car loans, since the term is almost up we have already payed the interest on them so paying early wouldn&#8217;t necessarily save us any money.

As far as our taxes go we will be getting every tax break imaginable this year since I had a baby, we&#8217;ve relocated TWICE for jobs&#8230;(both my husband and I) and because of that we&#8217;ve donated umpteen million things to various non profit organizations. Still working out the kinks as far as finding someone who can get us the most money back.</a> <small> somewhat_med asked: ...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/why-not-use-the-millions-of-dollars-on-our-own-country-paying-back-our-debti-mean-if-im-in-debt-i-dont-give-my-friend-100-bucks-everydayi-mean-why-cant-israel-get-its-own-money-from-its/feed</wfw:commentRss>
		</item>
		<item>
		<title>I have a lot of credit card debt but half of it is interest. I had a lot of financial troubles over the last two years and had to stop paying all of them completely. I am finally in a place where I can start making minimum payments and try to rebuild my credit again.
Is there anyone I can work with or anything I can do on my own to get the creditors to knock off all the interest thats built up and consolidate all my debt into one monthly payment?
(I cannot qualify for a debt consolidation loan from my bank, before anyone suggests that.)
I have heard that the debt counseling companies also charge you and you end up even more in debt and not really coming out on top.
Can someone who has been in this situation clue me in on some of my options?</title>
		<link>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-ca</link>
		<comments>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-ca#comments</comments>
		<pubDate>Thu, 31 Dec 2009 21:49:37 +0000</pubDate>
		<dc:creator></dc:creator>
		
		<category><![CDATA[Personal Finance]]></category>

		<category><![CDATA[Clue]]></category>

		<category><![CDATA[Credit Card Debt]]></category>

		<category><![CDATA[Options]]></category>

		<guid isPermaLink="false">http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-c</guid>
		<description><![CDATA[
jessalex asked: 


Related posts:I&#8217;m relatively young and in my short trist with credit I have managed to get myself in some trouble.  I have a car loan and a large credit card balance.  I need to consolidate and if at all possible get a lower interest rate.  I don&#8217;t own a home [...]


Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/im-relatively-young-and-in-my-short-trist-with-credit-i-have-managed-to-get-myself-in-some-trouble-i-have-a-car-loan-and-a-large-credit-card-balance-i-need-to-consolidate-and-if-at-all-possible' rel='bookmark' title='Permanent Link: I&#8217;m relatively young and in my short trist with credit I have managed to get myself in some trouble.  I have a car loan and a large credit card balance.  I need to consolidate and if at all possible get a lower interest rate.  I don&#8217;t own a home and like i said I have a car loan so I can&#8217;t offer that as collaterol.  I am really lost and I just need some advice on what to do from here.  What are my options?  What loans are available?  What companies that offer consolidation legit?  What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me.  Please Help me!'>I&#8217;m relatively young and in my short trist with credit I have managed to get myself in some trouble.  I have a car loan and a large credit card balance.  I need to consolidate and if at all possible get a lower interest rate.  I don&#8217;t own a home and like i said I have a car loan so I can&#8217;t offer that as collaterol.  I am really lost and I just need some advice on what to do from here.  What are my options?  What loans are available?  What companies that offer consolidation legit?  What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me.  Please Help me!</a> <small> Amber asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-ton-of-revolving-debt-mostly-credit-cards-and-just-bought-a-house-5-months-ago-so-i-dont-have-much-for-collateral-ive-already-been-denied-by-a-bank-so-is-there-anywhere-i-can-turn-to' rel='bookmark' title='Permanent Link: I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don&#8217;t have much for collateral.  I&#8217;ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn&#8217;t going to kill my credit?  I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.'>I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don&#8217;t have much for collateral.  I&#8217;ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn&#8217;t going to kill my credit?  I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.</a> <small> jneal83 asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidation-but-charges-a-40-fee-they-also-do-credit-counseling-which-i-dont-need-i-just-need-to-lower-my-monthly-payments-because-of-high-interest-i-dont-want-a-service-like-credit-consel' rel='bookmark' title='Permanent Link: consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.'>consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.</a> <small> Professor Bradley asked: ...</small></li></ol>]]></description>
			<content:encoded><![CDATA[<div style="float:left; padding: 12px"><a href="/wp-content/uploads/cc/debt_trouble421.jpg" rel='nofollow'><img src="/wp-content/uploads/cc/debt_trouble421.jpg" title='debt trouble' alt='debt trouble' /></a></div>
<div><em><strong>jessalex</strong> asked: </em><br/><br/><br/><br/><br/></div>


<p>Related posts:<ol><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/im-relatively-young-and-in-my-short-trist-with-credit-i-have-managed-to-get-myself-in-some-trouble-i-have-a-car-loan-and-a-large-credit-card-balance-i-need-to-consolidate-and-if-at-all-possible' rel='bookmark' title='Permanent Link: I&#8217;m relatively young and in my short trist with credit I have managed to get myself in some trouble.  I have a car loan and a large credit card balance.  I need to consolidate and if at all possible get a lower interest rate.  I don&#8217;t own a home and like i said I have a car loan so I can&#8217;t offer that as collaterol.  I am really lost and I just need some advice on what to do from here.  What are my options?  What loans are available?  What companies that offer consolidation legit?  What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me.  Please Help me!'>I&#8217;m relatively young and in my short trist with credit I have managed to get myself in some trouble.  I have a car loan and a large credit card balance.  I need to consolidate and if at all possible get a lower interest rate.  I don&#8217;t own a home and like i said I have a car loan so I can&#8217;t offer that as collaterol.  I am really lost and I just need some advice on what to do from here.  What are my options?  What loans are available?  What companies that offer consolidation legit?  What can I do? It has taken me months just to finally admit that i need help and that my debt is starting to overwhelm me.  Please Help me!</a> <small> Amber asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-ton-of-revolving-debt-mostly-credit-cards-and-just-bought-a-house-5-months-ago-so-i-dont-have-much-for-collateral-ive-already-been-denied-by-a-bank-so-is-there-anywhere-i-can-turn-to' rel='bookmark' title='Permanent Link: I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don&#8217;t have much for collateral.  I&#8217;ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn&#8217;t going to kill my credit?  I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.'>I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don&#8217;t have much for collateral.  I&#8217;ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn&#8217;t going to kill my credit?  I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.</a> <small> jneal83 asked: ...</small></li><li><a href='http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/consolidation-but-charges-a-40-fee-they-also-do-credit-counseling-which-i-dont-need-i-just-need-to-lower-my-monthly-payments-because-of-high-interest-i-dont-want-a-service-like-credit-consel' rel='bookmark' title='Permanent Link: consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.'>consolidation but charges a $40 fee. They also do credit counseling (which I don&#8217;t need.) I just need to lower my monthly payments because of high interest. I don&#8217;t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don&#8217;t need any credit counseling as much of my debt was accrued through phenomenal interest. 
I just want to have one payment a month with the lowest possible interest.</a> <small> Professor Bradley asked: ...</small></li></ol></p>]]></content:encoded>
			<wfw:commentRss>http://how-to-pay-down-debt.how-do-i-get-rid-of-debt.info/i-have-a-lot-of-credit-card-debt-but-half-of-it-is-interest-i-had-a-lot-of-financial-troubles-over-the-last-two-years-and-had-to-stop-paying-all-of-them-completely-i-am-finally-in-a-place-where-i-ca/feed</wfw:commentRss>
		</item>
	</channel>
</rss>
